Security & Technology

PCI Compliance

As a fully compliant PCI DSS Level 1 Service Provider and a principal member and licensed acquirer of Visa and MasterCard, Viva Wallet adhere to the card schemes’ operating regulations. We are also subject to yearly audits by a third-party PCI Qualified Security Assessor, Visa, MasterCard, and the banks we partner with.

Tokenization

Tokenization is the process of replacing sensitive data with non-sensitive data. In the payments industry, it is used to safeguard a card’s PAN by replacing it with a unique string of numbers that cannot be used to make transactions.

Dynamic CVV Technology

Rather than using a static three or four-digit code on the back of the card, dynamic CVV technology creates a new code periodically. When a customer is ready to initiate a transaction, they will receive an SMS or email with a one-time CVV. The unique code then expires after the purchase is complete or within the next few hours.

AI based anti-fraud algorithm

Our AI-powered fraud detection technology learns from each transaction in real-time and can anticipate fraudulent attacks before they even happen, resulting in us seeing a reduction of fraud by 70 percent, while increasing conversion rates by as much as 35 percent. Our detection results are completely transparent, so you can understand exactly why a transaction was blocked or accepted.

Biometric Security

Microsoft’s face recognition technologies provide a powerful & reliable Face Verification Service. By adding this extra layer of security, we ensure that payments are performed by the persons expected, minimizing fraud in Card-Not-Present transactions.

Information Security

Our infrastructure implements multiple levels of protection by using industry-accepted mechanisms and best practices.

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Security & Technology

PCI Compliance

Tokenization

Dynamic CVV Technology

AI based anti-fraud algorithm

Biometric Security

Information Security

E-Liquid

Hardware

Disposables

Cart

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10ML E-Liquid

120ML E-LIQUID

60ML E-LIQUID

SALT NIC

Security & Technology

PCI Compliance

Tokenization

Dynamic CVV Technology

AI based anti-fraud algorithm

Biometric Security

Information Security

SAME DAY DISPATCH BEFORE 3PM

E-Liquid

Hardware

Disposables

Cart